The following is a synopsis of the benefits available to full-time Kilgore College employees. A complete description of all benefits is provided in the Kilgore Junior College District Policy Manual.
A comprehensive health insurance program (Health Select) is provided through the Employee Retirement System of Texas and administered by Blue Cross Blue Shield of Health Select of Texas. Full-time employees will receive this coverage free of charge. Those electing to enroll dependents will pay 50% of the premiums set by the State. There is a 60-day waiting period for this benefit. For more information, visit the ERS or Blue Cross Blue Shield websites.
Dental insurance is available for full-time employees and begins on the first day of employment. Eligible employees may select from two dental plans: the State of Texas Dental Choice Plan or the Dental HMO both of which are administered by Delta Dental. The employee is responsible for 100% of the premiums and may also cover eligible dependents. For more information, click on the link Delta Dental link below.
Vision benefits are an easy way for you and your dependents to maintain healthy vision and eyes. With State of Texas Vision, you can save money on eye exams and eyewear for you and your family with a small monthly premium and low copays.
Benefits are offered through EyeMed. Plan participants have access to the EyeMed National provider network, a broad and diverse network of independent ophthalmologists and optometrists.
Full-time employees who sign up for health coverage receive basic term life insurance free of charge.
Full-time employees may sign up for optional term life insurance for one or two times their annual salary without proof of good health. For those selecting three or four times their annual salary, an evidence of insurability form must be completed and approved before these options are accepted.
Full-time employees may sign up for AD&D to add coverage for accidental death or certain accidental injuries. In the event you die as the direct result of an accidental Bodily Injury, your beneficiary will receive the amount of insurance you selected when you signed up for coverage. If you have an accident and experience one of the bodily losses below as a direct result of the accident, you will receive AD&D benefits:
If one of the above bodily losses occurs, you will receive a benefit of one-half of the Voluntary AD&D benefit amount. If two or more above bodily losses occur at the same time, you will receive a benefit equal to the Voluntary AD&D benefit amount. Benefits are not paid if you independently lose one or more fingers, one or more toes, or incur a partial loss of sight.
Dependent Term Life insurance provides life insurance coverage for each covered family member, and requires you to pay a monthly premium. An employee is eligible to sign up for a $5,000 policy for each covered family member.
Full-time employees may purchase both short-term and long-term disability at the time of employment or during a summer enrollment period by completing an evidence of insurability form and being accepted. Short-term Disability Insurance helps you pay your expenses for up to five months if you are unable to work because of a disability or injury. Long-term Disability Insurance helps you pay your expenses if you are unable to work because of a disability or injury.
Through the Employees Retirement System of Texas, full-time employees can participate in a Section 125 Flexible Health Care and Dependent Care program. Employees enroll into a pre-tax payroll deduction which funds a health care spending and/or dependent care spending account. Participating employees may use the tax-free money from these accounts to pay for eligible health expenses not reimbursed under the employee’s medical and dental plans, or to pay for eligible child care expenses.
Kilgore College has contracted with TSA Consulting Group to serve as a third-party administrator to oversee ORP. For more information on approved vendors and other related information concerning ORP, visit TSA Consulting Group (Kilgore College). https://www.tsacg.com/individual/plan-sponsor/texas/kilgore-college/
All eligible employees of Kilgore College are enrolled in either the Teachers Retirement System of Texas (TRS) or the Optional Retirement Plan (ORP). TRS is a defined benefit plan the is administered by the State of Texas Teachers Retirement System. ORP is a defined contribution plan administered by vendors that have been approved by Kilgore College and it is legislated by the Texas Higher Education Coordinating Board. Before selecting a retirement plan, employees should review their options at Overview of ORP and TRS.
Part-time employees contribute to a retirement plan through MidAmerica. To access information about part-time retirement click here or call 800-430-7999.
Employees may elect to participate in a voluntary tax-deferred program by purchasing deferred annuity contracts or custodial accounts from a Kilgore College approved vendor. Such custodial accounts or annuity contracts are acquired under 16 Section 403(B) and 457(b) of the Internal Revenue Code. Employees electing to contribute an amount to purchase a tax deferred annuity contract or custodial account will complete a salary reduction agreement.