Financial Aid

College is Possible!
You've been considering attending Kilgore College for months or even years. You know what you want, and you've got an idea what it will cost. What you don't know is where you're going to find the money. The financial aid professionals at Kilgore College will show you how paying for tuition (and maybe some other expenses) is possible without depleting your savings or emptying your wallet.

Please file your FAFSA and check Campus Connect to see what documents are needed.

Stay informed about your financial aid!

All excess funds from grants, scholarships, loans and refunds will be placed on your Ranger card at various times throughout the semester. Dates vary with class schedules, flex classes, loan types and completion of financial aid paperwork. Check the semester class schedule for the first refund date of the semester. To keep up with your Financial Aid, log into Campus Connect. Please read the SAP Policy page so that you can be sure you are making Satisfactory Academic Progress. Check your SAP status on Campus Connect.

If you have questions that cannot be answered by checking our website or logging into Campus Connect, please e-mail or call the following people.

Federal Loans will not be disbursed until 30 days after first class day

         If you have applied for a direct Federal Loan(s) and it is the first time that you have ever received a student loan, your loan(s) will not disburse to cover your charges until 30 days after the first class day. You will then receive any credit balance refund (on the loans only) 14 fourteen days after that. Also note; that if you are receiving the loan(s) for the 1st time and only one semester (ex: Fall only or Spring only) you will receive the loan credit balance in 2 payments. The 1st after the 14 days as described previously and the 2nd thirty days later.
EXAMPLE of Refund dates for 1st time loan borrowers or 1st time loan borrowers requesting one semester only loans:

1. First Refund Date: Regular refund date for all students is September 26th - you will receive any credit balance refund of Pell, grants, scholarships, etc, but not the loan credit balance.
2. Second Refund Date: First time loan borrowers refund date is October 10th -  you will receive any credit balance from your loans.
3. Third Refund Date: First time loan borrowers who only request loans for one semester will have refund dates of October 10th and then November 10th.
4. The same rule applies to any regular student has had loans previously but now requests loan(s) for only one semester. The student will receive the first half of loan on regular refund date and the 2nd half thirty days later.

Welcome to the Office of Financial Aid!

Welcome to Kilgore College! We are very pleased that you have chosen Kilgore College to pursue your educational goals. The Financial Aid Office has received your FAFSA, and the following must be completed to process and award your financial aid package:

• Submit an application to Kilgore College with an Official High School transcript, GED, or Home School transcript.
• Log onto www.kilgore.edu and click on the Campus Connect link.
• Enter your username and password to gain access to your student account. If you experience any problems, please contact the Registrar’s Office at 903-983-8606.
• Under the “Student Information” tab, click on “Review Financial Aid.”
• Make sure the drop down box shows the current school year and click “View Aid”
• Scroll down to “Notices.” This will give you a list of documents needed to process your aid.
• Click on the “forms” link in the 1st sentence under “Notices.”

 Locate the required forms indicated as necessary; print, complete, and return to the Financial Aid Office.

• Once all documentation is returned, your financial aid will be processed and awarded.
• It is your responsibility to sign in to Campus Connect to complete Financial Aid Literacy, submit a Loan Request, and to accept your awards via your Electronic Award letter. Check periodically for your Award letter.
• Sign in to Campus Connect and click “Student Information”
• From the drop down box select whichever item you need to check or complete: 
• “Loan Request” – to request Federal Student Loans
•  “Financial Aid Literacy” – to complete Financial Aid Literacy for financial aid, or
• “Accept/Decline”- to accept/decline awarded aid.
• If there are no awards, you will receive a message that reads: “You have no awards for 12-13”
• If your award letter appears, place a checkmark in the accept box for the aid you want and a checkmark in the decline box for any aid you do not want. Review each bullet carefully and place a checkmark in the box to indicate that you have read and agree. Make sure to click and review the “terms and conditions” link. Then click on the “Submit” button.
• For student loans, you MUST complete Entrance Loan Counseling and sign a Master Promissory prior to submitting a loan request at www.studentloans.gov  

All students receiving any type of financial aid, with the exception of scholarships, MUST complete Financial Aid Literacy. Once you have completed it through Campus Connect, it will automatically update the financial aid system so there is no need to call and verify that we received it.

There are three categories of students:

There are three categories of students:

1. Returning students who are enrolled again and have received student loans in the past – These students will have a FS Loan Profile Code.
2. New or returning students who are enrolled for one semester only (who have received student loans in the past) – These students will have a FO or SO Loan Profile Code.
3. New students who have never been to college or ever received student loans - These students will have a FSF or SOF Loan Profile Code.

NOTE**** all students with FSF/SOF  or FO/SO Loan profile codes will receive refunds only after all charges have been paid. If charges are still owed on the account by the refund date the student will not be eligible for a refund.

For all students with loan profile codes of FO/SO and FSF/SOF - this means that according to Federal Student Loan regulations, your loan will disburse in two payments. On the first refund date your financial aid will be applied to your charges and if it completely covers the charges and there are remaining funds - you will receive a refund. IF your aid is NOT enough to cover your charges – you WILL NOT receive a refund. Upon the second disbursement of the loan, your entire charges are paid and any remaining funds will be refunded.

There are 3 refund dates for these 3 groups of students to consider in terms of refunds:

FS: Students not considered first time loan borrowers will receive refunds of any remaining funds of Pell, Scholarships, State Aid, and Federal Loans in one refund payment.

FSF/SOF: Any student considered to be a first time loan borrower will receive any remaining funds of Pell, Scholarships, State Aid after all charges have been applied unless aid does not fully cover all charges. Students will receive a second refund of the 1st half of loan after any remaining charges are applied, if there are no charges the student will receive the full half of loan(s).Students will receive a third refund of the 2nd half of loan after any remaining charges are applied, if there are no remaining charges the student will receive the full half of loan(s).

FO/SO: Any student not considered a first time loan borrower and attending for one semester only will receive refunds of any remaining funds of Pell, Scholarships, State Aid, and 1st half of Federal Loans after all charges have been applied unless aid does not fully cover all charges. Students will receive a second refund of the 2nd half of loan after any remaining charges are applied, if there are no charges the student will receive the full half of loan(s).
BE AWARE that students who reside in the dorms will very likely not receive a refund until 2nd or 3rd refund dates, as there will be outstanding charges due to housing and meal plan charges.

Financial Aid Literacy Counseling sessions required for all students who apply for federal grants/loans or state aid:

The Kilgore College Financial Aid Department offer free "Financial Aid Literacy Counseling" sessions online.

All students who plan on receiving federal grants, loans or state aid to pay for classes at KC are required to complete these sessions online.

To complete Financial Aid Literacy online, follow these instructions carefully so you will receive credit for it.

• Log in to your Campus Connect account
• Under the "Student Information" tab, select "Financial Aid Literacy" (example below)



• The page that will pop up will have a link to download the literacy information in PDF format (link is to the right of the red arrow below)
• By clicking the link to download the Financial Aid Literacy document, you are acknowledging receipt of this document and your records will be updated to reflect that you have received this information.

ALSO, as of Spring 2011 all financial aid students will be required to complete a LOAN REQUEST FORM for any of the following:

• Any student requesting a Federal Student Loan  (which MUST be repaid)– if you have already been awarded and accepted your Financial Aid for FALL and Spring this WILL NOT be necessary.
• Loan Changes
• Loan Cancellations
• Loan Reinstatements

Students will only be allowed to make one change to their Loans during a semester, so they will need to be certain of the amount they request and decline.

DON'T GET SCAMMED!

Attention Financial Aid Students: Recently, some students have received correspondence from an organization representing themselves as a financial aid serving company. If you ever receive anything by e-mail or see anything online that charges a fee for the FAFSA, don't believe it.  The FAFSA is a free online tool for financial aid.  You should never pay anything to fill this information out. Only visit www.fafsa.ed.gov for FAFSA information.  All other sites online that charge money are to be avoided."

Kilgore College has the resources for you.

Thousands of people like you come face to face every year with the dilemma of figuring out how they will cover college costs.

Annette Morgan, Financial Aid Officer at KC says,
"Don't get discouraged. Get Help!"

Federal grants, state aid, student loans and institutional scholarships are the first funding sources that generally come to mind. Other opportunities include college work study, employer reimbursement and college-specific scholarship programs. Trained staff will help your sort out your options and work with you. Call our Financial Aid Office at (903) 983-8211.

Learn More:

• Students Rights & Responsibilities
• Federal Loans
• Veterans Benefits
• Employment
• Kilgore College - An exceptional value
• FACTS Payment Plan
• Satisfactory Academic Progress Policy
  

Contact us:

If your last name starts with A-B, you are a Veteran, or have work-study questions or concerns:
Contact Rebekah Metcalf at (903) 988-3733

If your last name starts with C-G
Contact Rilee Feaster at (903) 988-7420

If your last name starts with H - K or you are a Basketball or Softball Player
Contact Mary Smyser at (903) 983-8183.

If your last name starts with L- R:
Contact Elizabeth Garner at (903) 983-8641

If your last name starts with S - Z or you attend the Longview campus:
Contact Crystal Taylor at (903) 236-2058

If you are a Football Player or have questions about Loans or Suspension Appeals:
Contact Jackie Kelley, Asst. Financial Aid Director, at (903) 983-8171

Questions concerning Scholarships/TX Grant/WIA/DARS:
Contact Beverly Davis at 903-983-8210

Kilgore College
Financial Aid Office
Phone: (903) 983-8211
FAX: (903) 988-7528

Scholarship and Work Study
Phone: (903) 983-8210
Location: Devall Student Center (DSC) 2nd Floor

Office Hours:
Mon-Thurs: 7:45 a.m. - 5 p.m.
Friday: 7:45 a.m. - 3:45 p.m.

4-19-2013